Supplemental Benefits

UAGC provides voluntary Accidental Injury, Critical Illness and Hospital Indemnity insurance plans through Cigna.

Hospital Indemnity Direct Link

A hospital stay can happen at any time and it can be costly. Cigna Hospital Indemnity insurance helps you and your loved ones have additional financial protection. Cigna can help cover these unexpected events – so you can focus on getting better.

With Hospital Indemnity insurance, you get a benefit paid directly to the covered person, unless otherwise assigned, after a covered hospitalization resulting from a covered injury or illness. You can use the money received from the hospital visit to help pay for:

  • Paying for child care or help around the house
  • Copays, deductibles or coinsurance
  • Follow-up care

This plan includes a $50 wellness/health screening benefit. To learn more, view the Hospital Indemnity Benefit Summary. To learn more about how the plan works in general, watch this video from Cigna.

Accidental Injury Direct Link

Accidents happen. And they can affect your financial health. With your Cigna Accidental Injury insurance, you get a benefit to help pay for costs associated with a covered accident or injury. You can use the money however you’d like. For example, benefits are available for:

  • Initial and emergency care
  • Hospitalizations
  • Fractures and dislocations
  • Follow-up care

Even certain wellness, health screening and preventive care benefits are provided.

This plan includes a $50 wellness/health screening benefit. To learn more, view the Accidental Injury Benefit Summary. To learn more about how the plan works in general, watch this video from Cigna.

Critical Illness Direct Link

We know that everyone has different needs when coping with a critical illness. With your Cigna Critical Illness insurance, you get a benefit paid directly to the covered person, unless otherwise assigned, if they are diagnosed with a covered critical illness, like cancer, heart attack or stroke. This plan can help ease some of your financial worries so that you can stay focused on your health.

You choose how to spend or save your benefit. It can be used for expenses, such as:

  • Paying for child care or help around the house
  • Copays and deductibles
  • Travel costs to see a specialist
  • Prescription drug costs
  • Medical treatment and doctor visits

Even a health screening benefit is provided.

This plan includes a $50 wellness/health screening benefit. To learn more, view the Critical Illness Benefit Summary. To learn more about how the plan works in general, watch this video from Cigna.

MetLaw Direct Link

MetLaw is designed to help you with many everyday issues, including traffic violations, credit problems, child custody matters, and landlord issues. MetLaw also offers identity theft protection. As a participant in the MetLaw plan, you will have access to a wide variety of attorneys from top law firms in your area. For more information on MetLaw, view the benefits summary, visit www.legalplans.com or call 800.821.6400.

Identity Theft Direct Link

InfoArmor safeguards your personal and financial information; and with the family plan, InfoArmor can help protect your children from child identity theft, cyber-bullying and predators. View the InfoArmor Benefit Summary or watch this video to learn more.

Auto Insurance Direct Link

Compare.com works with over 50 top auto insurance companies to find the policy that fits you best. To enroll or find out more about coverage, visit the Compare.com website.

Pet Insurance Direct Link

We insure our homes, our cars and our own health – what about our pets? Pet insurance, through ASPCA, covers thousands of pet medical problems and conditions related to injuries, accidents and illnesses, including cancer. Wellness coverage is also available.

As a UAGC employee, you will receive a 10% discount through ASPCA Pet Insurance for your first covered pet and a 20% discount for a multiple pet policy. To enroll or find out more about coverage, visit the ASPCA website.